Boulder Means Test Lawyers
Helping Clients in Boulder, Longmont, and Surrounding
If you are considering filing for bankruptcy, you might be concerned about passing the Means Test. While we cannot guarantee that you will pass, we can help you determine your eligibility to file.
At Goff & Goff LLC, our bankruptcy attorneys have over 20 years of experience helping people through this process. We have helped many people file for bankruptcy, and we can help you, too. Whether it is Chapter 7 or Chapter 13, we can help you. Our goal is to help you find the best path to financial freedom.
To learn more, speak with a means test attorney in Boulder at Goff & Goff LLC. Contact us online or call (303) 816-3171.
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"Excellent communication, very prompt on returning calls and emails."
Katie is a fantastic attorney! She is very thorough, detailed, and supportive. She is wonderful to work with, so courteous and friendly. Excellent communication, very prompt on returning calls and emails. She did a wonderful job representing me. Highly recommend Katie!- Kimberly Fajt -
"I would recommend them first!!"
Katie was very good at being responsive to my court matters. She and Jack were always so nice and respectful! I would recommend them first!!- Lynnea Archuleta -
"She completed more work in one week than my previous attorney had accomplished in six months."
Attorney Katie Goff is phenomenal! She’s educated, punctual, caring; yet authoritative. I was between a rock and a hard spot when she agreed to take on my messy case. She completed more work in one week than my previous attorney had accomplished in six months. I appreciate everything she and her staff accomplished for me, and will forever be indebted.- Lyn Lane -
"Lance GOFF is one of the most intelligent bankruptcy attorneys in Denver and Boulder."
Lance GOFF is one of the most intelligent bankruptcy attorneys in Denver and Boulder. He represented our family with excellence. We had a long and highly adversarial case which spanned 3 years and concluded with a four day trial. He is a truly gifted trial lawyer who defends his clients with every once of energy he has. Thank You Lance for everything!- Jeff Mullins
How to Calculate Your Available Income for the Means Test
The Means Test is used to determine whether you are able to pay back your creditors through a Chapter 7 bankruptcy. You must meet certain requirements in order to pass.
To calculate your available income, you must:
Determine the relevant time period for calculating your income. Start with the 6 months leading up to your bankruptcy filing date and exclude the month when you are filing. For example, if you are filing in October 2023, look at your income between April 1, 2023 and September 30, 2023
Review your sources of income. Gross wages are what you earn before taxes and other deductions are taken out. Below are soem other sources of income you must include in the means test:
- Spousal support
- Child support
- Unemployment
- Retirement
- Business income
- Income from rental property, etc.
Why Choose Goff & Goff LLC?
Bankruptcy is a serious decision, and we understand that. At Goff & Goff LLC, we can help you determine whether you qualify to file for bankruptcy and can help you pass the Means Test. We can also help you through the rest of the bankruptcy process.
If you decide to file for bankruptcy, we can help you file for Chapter 7 or Chapter 13. If you file for Chapter 7, we can help you with your liquidation. If you file for Chapter 13, we can help you with your payment plan.
If you decide not to file for bankruptcy, we can help you find other debt-relief solutions. We can help you with lawsuits, wage garnishments, repossessions, foreclosure defense, credit repair, and alternative debt relief. We can also help you if you have student loans or medical bills. We have helped many of people in all of these situations, and we can help you, too.
Talk to an experienced means test attorney in Boulder at Goff & Goff LLC. Dial (303) 816-3171 or reach out online.
